Mortgage Paydown vs Invest Calculator

Should You Pay Your Mortgage Down Or Invest?

Ever wonder if your extra cash would work harder paying down your mortgage or being invested? This calculator takes out the guesswork.

In just a few clicks, you can compare the numbers side by side:

  • See how paying down your mortgage impacts interest savings.
  • Explore how investing could grow your wealth over time.
  • Get a clear picture of what makes the most sense for your financial goals.

This tool is perfect for anyone who wants to make smarter, more confident decisions about their money.

Run the numbers now and see what works best for you!

Mortgage vs. Investment Calculator

Mortgage Lump Sum vs Invest Calculator

Results

Scenario Total Interest Paid Investment Value Mortgage Balance Remaining After Pay Down With Investment
Scenario 1: Invest - - -
Scenario 2: Pay Down - - -

Disclaimer:
This calculator is a tool designed to help you compare potential outcomes for paying down your mortgage versus investing your money. It provides estimates based on the information you input and should not be considered personalized financial, tax, or investment advice.

Please note: I am a mortgage broker, not a tax accountant, financial planner, or investment advisor. While I strive to provide accurate and helpful information, your personal situation may involve factors not accounted for by this calculator.

Before making any major financial decisions, I strongly recommend consulting with a tax professional, financial planner, or investment advisor to ensure the strategy aligns with your specific financial goals and circumstances.

Use this calculator as a starting point, not the final word.

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