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Embark on your home buying journey with confidence — your essential resources are right here!
Navigate your first home purchase with our comprehensive guide, packed with all the resources you need to get started smoothly.
Stay updated with the latest mortgage rates, ensuring you make well-informed decisions.
Simplify your calculations with our tools, designed to help you tailor your mortgage plan confidently,
Gain access to a premium network of real estate agents. I’ll connect you with a professional who understands your area and needs, making home exploration a breeze.
Jumpstart your home buying process. Let’s get you pre-qualified for a mortgage, providing clear insight into your numbers upfront. Begin house hunting with confidence.
I’m Michael Browne, a seasoned mortgage professional with a track record of remarkable achievements in the industry.
As the Senior Account Manager at Green Mortgage Team, I’ve had the privilege of facilitating over $108,000,000 in mortgage funding, playing a significant role in propelling Green Mortgage Team into the ranks of the top 15 brokerages in Canada for funded volume.
My specialty lies in working with business owners and real estate investors. I utilize my deep market knowledge and sharp analytical skills to assist my clients in reaching their financial aspirations.
My commitment to the industry extends beyond individual transactions, as I am an active speaker and presenter. I’ve had the opportunity to contribute to various real estate investing conferences, both by running events and sharing insights as a speaker.
Before embarking on my mortgage career, I indulged in my passion for dance, competing at the world-renowned KOD in 2018. My academic journey through Math and Philosophy at university laid a solid foundation for analytical thinking, a skill set that has become invaluable in my professional life.
With a background as diverse as mine, coupled with my exceptional skills and unwavering commitment to client success, I’ve become a trusted and highly sought-after mortgage professional. I’m dedicated to delivering innovative solutions and unmatched service, helping my clients navigate the complex world of real estate financing.
Your home purchase is a significant milestone. You deserve transparent, genuine support—not a partner focused solely on their gains. Avoid the pitfalls of dishonest lenders and enjoy a straightforward, supportive home buying experience with us.
Start by getting pre-qualified for a mortgage to understand your budget. It’s a simple, no-obligation first step that clarifies your financial standing.
Here’s a free guide on buying your first property and getting your first mortgage.
The first person you should talk to when it comes to buying a home is either a mortgage agent or your bank.
This is because your realtor is going to want to know what your price range is. Without a pre-qualification, you are likely to be just guessing. Infact, most realtors that I know, will tell you to get pre-qualified before they even set up a search for you.
The other things you’ll get from your mortgage consultant incude:
Beyond the purchase price, consider closing costs, insurance, taxes, and maintenance. An initial assessment with a mortgage consultant can provide a clearer picture.
Typically, we suggest having 1.5-3% of the purhcase price saved for closing costs.
If you want a more thorough breakdown of costs, here’s a blog post I wrote about them.
Lenders will look at your income, debts, and current mortgage rates to determine how much mortgage you qualify for.
If you want a quick number, our calculators can help, or you can speak directly with a mortgage consultant for personalized advice.
Questions for your mortgage broker, mortgage agent, or banker:
The process can seem daunting, but with the right guidance from a mortgage consultant and real estate agent, you can navigate it confidently.
Here’s a free guide on buying your first property and getting your first mortgage.
Down payment requirements vary by mortgage type and lender. You may qualify for options as low as 5% down, but a higher down payment can reduce your monthly payments.
If you’d like a bit more information, I wrote up an entire blog post dedicated to down payment that you can find here:
Improve your credit score, save for a down payment, and get your financial documents in order. Engaging with a mortgage consultant early can also prepare you for success.
Requirements vary, but a higher score can secure you a better rate. Some programs are available for scores as low as 600, but aiming for 680 or above is beneficial.
Get started with a quick and straightforward pre-qualification process — only 20 minutes to your personalized home mortgage quote. Let’s help you join the hundreds of families we’ve assisted in securing their homes.
As a Mortgage Broker, I help investors financing their investment properties through traditional, sub-prime, and create financing solutions
I love investing. I love the idea that the right resources invested in the right areas can exponentially increase growth.
As an avid "self improver", I read ferociously. I read about investing, business, and self improvement.